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Community Associations GL Only

General Liability Coverage designed specifically for Community Associations
(Not available in Georgia)

Coverages offered:

  • $1,000,000 and $2,000,000 Liability Limits available
  • No Deductible
  • No General Aggregate
  • Hired & Non-Owned Auto – $1,000,000 limit
  • Property Damage Legal Liability – $1,000,000 limit
  • Advertising and Personal Injury
  • Garage and parking area legal liability – $25,000 limit comprehensive/$25,000 limit collision
  • Host Liquor Liability
  • Contractual Liability
  • Board members, committee members, community managers and unit owners included as insureds
  • No Exclusion for unit owners injured in common areas under Medical Payments coverage
  • Option to exclude Medical Payments or increase limit to $10,000
  • Environmental Impairment liability coverage basic limit $500,000 with option to increase to $1,000,000
  • Additional insured available for users of golf carts and golf mobiles
  • No charge for Additional Insured endorsements for of premises meetings
Get Started with Community Associations GL Only

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