We offer a product for apartment complexes only. We offer limits of $5,000,000, $10,000,000, $15,000,000, $25,000,000 & $50,000,000 written through AXA XL company and Chubb Group of Insurance Companies (for the $25ML excess $25ML layer). Most Garden style apartment complexes and high-rise complexes will qualify to join our membership program.

Underlying Insurance Requirements:

Best’s Rating A-VII or better

General Liability:
$1,000,000 Per Occurrence
$1,000,000 Personal & Advertising Injury
$1,000,000 Products/Completed Operations/Aggregate
$2,000,000 General Aggregate Per Location
$1,000,000 Liquor Law (where applicable)
$1,000,000 Employee Benefit Liability
Automobile:
$1,000,000 Auto Liability BI/PD Combined Single Limit for all autos
Employers Liability:
All States
$500,000 Each Accident
$500,000 Each Disease/Employee
$500,000 Each Disease/Policy Limit
Employee Benefit Liability:
$1,000,0000 Per Occurrence and Aggregate

Program Highlights:

  • Following Form Named Insured
  • Following Form General Liability
  • Following Form Liquor Liability
  • Following Form Automobile
  • Following Form Employers Liability
  • Absolute Pollution Exclusion
  • Following Form Employee Benefits Liability
  • Following Form Personal Injury
  • Following Form Aggregate Per Location
  • NJ State Amendatory
  • $10,000 Coverage B Self Insured Retention (for NY only)
  • Certified Act of Terrorism Retained Amount Provisions -Coverage U
  • Disclosure of Terrorism
Get Started with Apartment Complexes

It helps to be up-to-date.
Our experts do the work for you.

04.09.2020

Social Distance: COVID-19 and Community Associations

COVID-19 has thrown virtually every aspect of modern life into disarray. From small businesses and supply chains right down to simply going outside to enjoy a day at the park with friends, everything seems to...

Read On..
04.06.2020

Cybersecurity Remains High Priority for Healthcare Institutions during COVID-19 Outbreak

The healthcare system has been pushed to its breaking point by COVID-19 and patient data is absolutely critical to slowing down the spread of the virus, the creation of a novel vaccine, and coordinating resources...

Read On..
04.02.2020

Business Interruption, COVID-19, and Loss Mitigation

Coronavirus is rapidly becoming an international catastrophe of unprecedented scale, at least to the modern world. The disruption it is causing is wreaking havoc on the economy and one of the largest drivers of that...

Read On..