We offer a product for apartment complexes only. We offer limits of $5,000,000, $10,000,000, $15,000,000, $25,000,000 & $50,000,000 written through AXA XL company and Chubb Group of Insurance Companies (for the $25ML excess $25ML layer). Most Garden style apartment complexes and high-rise complexes will qualify to join our membership program.
Underlying Insurance Requirements:
Best’s Rating A-VII or better
$1,000,000 Personal & Advertising Injury
$1,000,000 Products/Completed Operations/Aggregate
$2,000,000 General Aggregate Per Location
$1,000,000 Liquor Law (where applicable)
$1,000,000 Employee Benefit Liability
$500,000 Each Accident
$500,000 Each Disease/Employee
$500,000 Each Disease/Policy Limit
- Following Form Named Insured
- Following Form General Liability
- Following Form Liquor Liability
- Following Form Automobile
- Following Form Employers Liability
- Absolute Pollution Exclusion
- Following Form Employee Benefits Liability
- Following Form Personal Injury
- Following Form Aggregate Per Location
- NJ State Amendatory
- $10,000 Coverage B Self Insured Retention (for NY only)
- Certified Act of Terrorism Retained Amount Provisions -Coverage U
- Disclosure of Terrorism
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