Preferred Property Program

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Hotels & Motels

Program for Hotels and Motels

(Binding Authority to $20,000,000 in Property Limits!)

HotelsFor Hotels and Motel exposures, we have arranged a program rate for their typical exposures. The program is very competitive with the other stand-alone Boiler products and we have included higher sub-limits than are typically found with our competitors.

We will automatically offer you a quote for a combined Property Damage, Business Income and extra expense with a minimum limit of $5,000,000. We can offer optional combined limits of $10,000,000, $15,000,000, $20,000,000. There is just one deductible for a combined loss as opposed to two with other companies. We have added a utility interruption endorsement back to the power grid as opposed to within 1,000 feet of described premises. These are just a few of our enhancements we have put together for this class of business.

Combined Deductible $1,000 except $25 per HP on Air Conditioning Units and Systems and their related, motors, compressors, pumps and piping (Minimum $1,000)

Minimum Premium of $400 applies

Comprehensive Form Covering Boilers, Pressure Vessels, Mechanical & Electrical Machines including Air Conditioning, Refrigeration Equipment Electrical Apparatus and Electronic Computer or Electronic Data Processing Equipment excluding Production Machines

Combined PD, BI/EE and Utility Limit:

  • $5,000,000 or $10,000,000 with an option to increase to $15,000,000 or $20,000,000
  • Property Damage Including Property in the Insureds Care Custody and Control and EDP Equipment

Combined Deductible:

  • $1,000 - with optional $2,500 or $5,000 options

Sub Limits:

  • $100,000 - Water Damage
  • $100,000 - Ammonia Contamination
  • $100,000 - Expediting Expense
  • $100,000 - Hazardous Substance
  • $500,000* - Demolition Increased Cost of Construction
    (*May be increased to $1,000,000)

Business Interruption:

  • Combined - Combined Bus. Interruption Including Extra Expense; (Form BM 1533) Annual Value $
  • Deductible - Combined

Utility Interruption:

  • Electric, Gas, Steam and Water - Coverage is provided back to the originating power grid
    (not limited to within 1,000 feet).
  • Limit - Combined - as respects EE
  • Waiting Period - 12 Hours

OPTIONAL Consequential Damage:

  • $25,000 - Products of the Insured solely while in storage


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