Preferred Property Program

Office Hours

Please note that all of our offices will close at 1 p.m. local time on Friday, May 24, 2019, and will remain closed until Tuesday, May 28, 2019, in observance of the Memorial Day holiday.


If you have any special service needs that must be accomplished by Friday, May 24, please let us know so that we may service those needs as a high priority for you.

Ken Hager

Ken Hager

The U.S. Court of Appeals for the Sixth Circuit has ruled that an insurance carrier that provided an insurance professionals' errors and omissions liability insurance policy to an agency was not obligated to defend the agency in a suit brought by a competitor agency, where the suit only asserted claims for intentional wrongdoing.

What are the consequences of a liability insurer's breach of the duty to defend its insured against a potentially covered claim? Recent decisions from the New York Court of Appeals highlight differing views nationwide on whether the breaching insurer is prevented subsequently from contesting its duty to indemnify the insured.

Part 2 –Your Property Insurance

Congratulations! If you read the first installment of this continuing blog, then you have graduated kindergarten and are ready to begin Insurance grade school. I am often asked about what is or isn’t covered under a commercial insurance policy. Many times somebody will ask me, I was wondering if “blank” is covered under my policy.

What are the benefits of insurance and why should I care?

The picture above is one that hangs in my office and is titled "The Closing", but to me it as easily represents the helpless feeling many people get when trying to understand their insurance contracts. As many of you are aware, insurance is a “dry subject” that you cannot see, taste or feel.

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