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Note: Our office will be closed on Monday, January 20th in observance of the Martin Luther King, Jr. holiday.


Chubb Group of Insurance Companies High Limit Program

Chubb Group of Insurance Companies High Limit ($25 Million Excess of $25 Million) Program


Q: When binding a $50 Million Umbrella, will I receive one policy or two?
A: You receive one combined policy. The first section of the policy is the $25 Million limit with Greenwich Insurance. The $25 Million excess of $25 Million with Chubb Group of Insurance Companies can be found directly behind the first policy, along with one invoice for all premiums.

Q: Are there any coverage differences between the first $25 Million Greenwich policy and the $25 Million Chubb Group of Insurance Companies Excess policy?
A: Yes. Although the Chubb Group of Insurance Companies $25 Million Excess layer follows the Greenwich policy form, theEPLI coverage under the Directors & Officers coverage is excluded. The Chubb Group of Insurance Companies $25 Million layer contains its own terms and conditions.

Q: Can the Chubb Group of Insurance Companies policy be purchased as a stand alone policy?
A: No. Chubb Group of Insurance Companies $25 Million Excess layer can only be purchase in conjunction with the first Greenwich Insurance, $25 Million limit.

Q: What types of risk qualify for the Chubb Group of Insurance Companies $25 Million layer?
A: Same habitational risks as Greenwich Insurance; Condominium Associations, Homeowners Associations, Apartments and Lessor's Risk types of risks.

Q: Is coverage available in all states?
A: Yes. The $25 Million Excess layer is available in all states; same as the Greenwich Insurance primary $25 Million layer.

Q: Which primary underlying coverages does the Chubb Group of Insurance Companies policy go over?
A: Chubb Group of Insurance Companies' underlying policy is the Greenwich Insurance policy; therefore, all applicable underlying policies on the Greenwich $25 Million layer (General Liability, Auto, Employers Legal Liability and Directors and Officers, with the exception of the EPLI coverage), will be covered on the Chubb policy.




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