Preferred Property Program

Office Hours

In observance of the Labor Day holiday, please note that all of our offices will close at 1 p.m. EST on Friday, September 4, 2020, and will reopen on Tuesday, September 8, 2020.  If you have any service needs that must be addressed before Friday, please let us know so that we may respond to those needs as a high priority for you.  Thank you for your business.


Executive Profiles

Ken Hager, AAI
kenHagar AvatarKen has been in the insurance industry for over 28 years with the firm of JGS Insurance located in Holmdel, NJ. For the past 15 years he has specialized in “niche insurance” or insurance programs for specific industries. He has served on the national agency councils for CNA, Firemans Fund, St. Paul, & USF&G. He has also served as past national chairman of the Insurance & Risk Management Council for Condominium Association Institute (CAI). He holds the current positions of President of Preferred Property Program, Inc.; National Director of Property Managers Insurance; Principal Partner and Chief Operating Officer of JGS Insurance and Director/ Equity Partner of Consolidated Insurance Agents of NJ, LLC.

Carmen Suarez, CISR, CIC
carmenSuarez AvatarExecutive Vice President-Program Business for Preferred Property Program, a subsidiary of JGS Insurance, Inc. in Holmdel, NJ. Carmen is a licensed Property and Casualty broker who has been in the insurance industry for over 30 years. Carmen started her insurance career on the company side back in the 80’s in New York City. Carmen joined JGS Insurance in 2002 as Underwriting Manager of various national specialty programs. Since joining JGS she has developed an expertise in commercial lines programs geared towards the Community Association Marketplace. Prior to joining JGS, Carmen’s insurance experience includes Property, Casualty, High Valued Personal Lines and Professional Liability, in both retail and wholesale operations. Within the last ten years, Carmen obtained her Commercial Insurance Service Representative (CISR) and Commercial Insurance Counselor (CIC) professional designations.

Vincent Hager, CIRMS
vincentHagar AvatarVincent Hager is the President of JGS Insurance located in Holmdel, New Jersey. Vincent has over 25 years of experience in the Insurance Industry. He has specialized in insuring community associations throughout the United States and holds the Community Insurance and Risk Management (CIRMS) designation from the Community Associations Institute. CIRMS designees have made a commitment to continuing education and must adhere to a professional code of ethics. Vincent holds an insurance license in all 50 states. He has authored articles in both local and national publications and has been a featured speaker nationally.


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